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I understand payments are a tricky thing, but I'm yet to find a worthy alternative to PayPal. I want to change from PayPal because I think they are expensive and it doesn't work in all countries. Furthermore, I think that the API is sufficient, but could be better. The API documentation, however, is total utter crap.
I am looking for a payment / transaction service that is more developer friendly, preferably with:
- A clean and well-structured REST API
- Excellent developer tools and a sandbox
- Good example API implementations, preferably in Python or Ruby
- Worldwide credit/debit card coverage
- Rates cheaper than PayPal (or the possibility to choose a payment plan)
I suppose Google Checkout is somewhat worthy, but it requires both the developer and prospective purchasers to have a Google account. Any other suggestions are very much appreciated!