List all the categories of holiday spending you anticipate.. Review your accounts before and after shopping.. Bring your budget list.
List all the categories of holiday spending you anticipate.
Review your accounts before and after shopping.
Bring your budget list.
Bring cash only.
Buy gifts at end-of-season sales.
Buy gifts online.
Make presents instead of buying them.
Plan a Secret Santa or White Elephant gift exchange.
Host a potluck for friends and family instead of a dinner.
Make decorations instead of buying them.
Choose cheaper festive activities.
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