How to File Bankruptcy in Tennessee

Beginner 15 min 20 steps 47265 views Rating: 4.1/5 Published: 2026-03-25

File for bankruptcy. Obtain a bankruptcy attorney.. Figure out if your debts are eligible for discharge.

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Steps

1

File for bankruptcy

Step 1

File for bankruptcy

2

Obtain a bankruptcy attorney.

Step 2

Obtain a bankruptcy attorney.

3

Figure out if your debts are eligible for discharge.

Step 3

Figure out if your debts are eligible for discharge.

4

Choose Chapter 7 bankruptcy if you qualify and don't need to protect assets.

Step 4

Choose Chapter 7 bankruptcy if you qualify and don't need to protect assets.

5

File for Chapter 13 bankruptcy if you want to protect your assets.

Step 5

File for Chapter 13 bankruptcy if you want to protect your assets.

6

Locate your judicial district's bankruptcy court.

Step 6

Locate your judicial district's bankruptcy court.

7

Complete credit counseling before filing.

Step 7

Complete credit counseling before filing.

8

File a petition for bankruptcy and schedule forms.

Step 8

File a petition for bankruptcy and schedule forms.

9

Pay filing fees or request a waiver.

Step 9

Pay filing fees or request a waiver.

10

Attend a meeting of creditors.

Step 10

Attend a meeting of creditors.

11

Reaffirm debts, if necessary.

Step 11

Reaffirm debts, if necessary.

12

Complete a debtor education course after filing.

Step 12

Complete a debtor education course after filing.

13

Allow 60 to 90 days for a notice of discharge.

Step 13

Allow 60 to 90 days for a notice of discharge.

14

File your petition and schedule forms.

Step 14

File your petition and schedule forms.

15

Pay the filing fee or set up an installment plan.

Step 15

Pay the filing fee or set up an installment plan.

16

File a repayment plan within 14 days of submitting your petition.

Step 16

File a repayment plan within 14 days of submitting your petition.

17

Attend the meeting of creditors.

Step 17

Attend the meeting of creditors.

18

Begin making payments within 30 days of filing for bankruptcy.

Step 18

Begin making payments within 30 days of filing for bankruptcy.

19

Attend the confirmation hearing.

Step 19

Attend the confirmation hearing.

20

Complete a debtor education course after filing.

Step 20

Complete a debtor education course after filing.

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