File for bankruptcy. Obtain a bankruptcy attorney.. Figure out if your debts are eligible for discharge.
File for bankruptcy
Obtain a bankruptcy attorney.
Figure out if your debts are eligible for discharge.
Choose Chapter 7 bankruptcy if you qualify and don't need to protect assets.
File for Chapter 13 bankruptcy if you want to protect your assets.
Locate your judicial district's bankruptcy court.
Complete credit counseling before filing.
File a petition for bankruptcy and schedule forms.
Pay filing fees or request a waiver.
Attend a meeting of creditors.
Reaffirm debts, if necessary.
Complete a debtor education course after filing.
Allow 60 to 90 days for a notice of discharge.
File your petition and schedule forms.
Pay the filing fee or set up an installment plan.
File a repayment plan within 14 days of submitting your petition.
Attend the meeting of creditors.
Begin making payments within 30 days of filing for bankruptcy.
Attend the confirmation hearing.
Complete a debtor education course after filing.
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