How to File for Bankruptcy Without an Attorney
Find an approved agency.. Gather financial documents.. Get copies of your credit reports.
Steps
1
Find an approved agency.
Find an approved agency.
2
Gather financial documents.
Gather financial documents.
3
Get copies of your credit reports.
Get copies of your credit reports.
4
Meet with your counselor.
Meet with your counselor.
5
Evaluate the counselor's budget and plan.
Evaluate the counselor's budget and plan.
6
Get a certificate of completion.
Get a certificate of completion.
7
Download the required forms.
Download the required forms.
8
Read the instructions carefully.
Read the instructions carefully.
9
Consider getting self-help books.
Consider getting self-help books.
10
Complete your forms.
Complete your forms.
11
Take your forms to the clerk's office.
Take your forms to the clerk's office.
12
Have the appropriate parties served.
Have the appropriate parties served.
13
Receive your notice from the court.
Receive your notice from the court.
14
Prepare for the hearing.
Prepare for the hearing.
15
Send required documents to your trustee.
Send required documents to your trustee.
16
Appear on the scheduled date.
Appear on the scheduled date.
17
Answer questions from the trustee.
Answer questions from the trustee.
18
Wait for the trustee's decision.
Wait for the trustee's decision.
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