How to Delete a Credit Account From Equifax

Beginner 30 min 12 steps 43142 views Rating: 4.3/5 Published: 2026-03-04

Obtain a free credit report.. Check if any accounts are not yours.. Identify the age of a closed account.

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Steps

1

Obtain a free credit report.

Step 1

Obtain a free credit report.

2

Check if any accounts are not yours.

Step 2

Check if any accounts are not yours.

3

Identify the age of a closed account.

Step 3

Identify the age of a closed account.

4

Contact Equifax online.

Step 4

Contact Equifax online.

5

Write a letter.

Step 5

Write a letter.

6

Mail the letter.

Step 6

Mail the letter.

7

Receive the results of the investigation.

Step 7

Receive the results of the investigation.

8

Write a statement of dispute, if necessary.

Step 8

Write a statement of dispute, if necessary.

9

Send a letter to the creditor.

Step 9

Send a letter to the creditor.

10

Be careful about negotiating.

Step 10

Be careful about negotiating.

11

Meet with a lawyer if you want to negotiate.

Step 11

Meet with a lawyer if you want to negotiate.

12

Continue to monitor your credit report.

Step 12

Continue to monitor your credit report.

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