How to Get a Checking Account if You're Listed in Chexsystems

Beginner 45 min 13 steps 6635 views Rating: 4.3/5 Published: 2026-05-21

Get a copy of your ChexSystems report.. Assess the report for errors.. Write a Consumer Statement to ChexSystems.

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Steps

1

Get a copy of your ChexSystems report.

Step 1

Get a copy of your ChexSystems report.

2

Assess the report for errors.

Step 2

Assess the report for errors.

3

Write a Consumer Statement to ChexSystems.

Step 3

Write a Consumer Statement to ChexSystems.

4

Address the debts on your report.

Step 4

Address the debts on your report.

5

Get the debt removed from your report.

Step 5

Get the debt removed from your report.

6

Try to find a "second chance" bank.

Step 6

Try to find a "second chance" bank.

7

Use Bank On to find second chance bank accounts.

Step 7

Use Bank On to find second chance bank accounts.

8

Enroll in CheckWi$e.

Step 8

Enroll in CheckWi$e.

9

Make a list of bank branches in your area.

Step 9

Make a list of bank branches in your area.

10

Call and ask to speak to the branch manager or other bank official.

Step 10

Call and ask to speak to the branch manager or other bank official.

11

Avoid overdraft at all costs.

Step 11

Avoid overdraft at all costs.

12

Practice caution with check writing.

Step 12

Practice caution with check writing.

13

Create a Budget.

Step 13

Create a Budget.

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