Consolidate your loans into Direct Loans.. Serve in a full-time position with a public service agency.. Make steady student loan payments while working.
Consolidate your loans into Direct Loans.
Serve in a full-time position with a public service agency.
Make steady student loan payments while working.
Complete and send a PSLF Employment Certification Form each year.
Keep records of your employment for 120 months.
Submit a PSLF Application for Forgiveness.
Wait for a response from a PSLF servicer.
Meet the basic eligibility requirements.
Teach for 5 consecutive years at a qualifying school.
Make monthly student loan payments.
Fill out your Teacher Loan Forgiveness Application after 5 years.
Submit your Teacher Loan Forgiveness Application to your loan servicer.
Choose the repayment plan that's best for your budget.
Consolidate your loans to simplify payment options.
Submit an Income-Driven Repayment Plan Request.
Update your income and family size each year.
Make monthly payments for 20 or 25 years.
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