How to Calculate Savings Bond Interest

Beginner 15 min 14 steps 20826 views Rating: 4.1/5 Published: 2026-04-14

Determine the bond's series.. Look for the date of issue.. Figure out the bond's face value.

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Steps

1

Determine the bond's series.

Step 1

Determine the bond's series.

2

Look for the date of issue.

Step 2

Look for the date of issue.

3

Figure out the bond's face value.

Step 3

Figure out the bond's face value.

4

Identify the serial number.

Step 4

Identify the serial number.

5

Locate the savings bond calculator.

Step 5

Locate the savings bond calculator.

6

Input your data.

Step 6

Input your data.

7

Calculate bond value.

Step 7

Calculate bond value.

8

Identify the next accrual date.

Step 8

Identify the next accrual date.

9

Note the interest penalty, if applicable.

Step 9

Note the interest penalty, if applicable.

10

Calculate value for a different date.

Step 10

Calculate value for a different date.

11

Understand the purpose of savings bonds.

Step 11

Understand the purpose of savings bonds.

12

Compare different series of savings bonds.

Step 12

Compare different series of savings bonds.

13

Know where to purchase savings bonds.

Step 13

Know where to purchase savings bonds.

14

Compare savings bonds to other investments.

Step 14

Compare savings bonds to other investments.

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