How to Report an Accident to Insurance

Advanced 5 min 16 steps 10940 views Rating: 4.5/5 Published: 2026-03-11

Take care of emergencies first.. Take photos of the scene and the vehicles involved.. Exchange insurance and identification information with the other driver.

Start Playback
C
Author

Steps

1

Take care of emergencies first.

Step 1

Take care of emergencies first.

2

Take photos of the scene and the vehicles involved.

Step 2

Take photos of the scene and the vehicles involved.

3

Exchange insurance and identification information with the other driver.

Step 3

Exchange insurance and identification information with the other driver.

4

Talk to any witnesses.

Step 4

Talk to any witnesses.

5

Get a copy of the police report.

Step 5

Get a copy of the police report.

6

Write a brief description of the accident.

Step 6

Write a brief description of the accident.

7

Contact your insurance company.

Step 7

Contact your insurance company.

8

Provide a brief description of the accident.

Step 8

Provide a brief description of the accident.

9

Get a vehicle damage assessment.

Step 9

Get a vehicle damage assessment.

10

Keep in touch with your adjuster.

Step 10

Keep in touch with your adjuster.

11

Review the police report and your insurance policy.

Step 11

Review the police report and your insurance policy.

12

Contact the other driver's insurance company.

Step 12

Contact the other driver's insurance company.

13

Provide details about the insured driver.

Step 13

Provide details about the insured driver.

14

Give a general description of the accident.

Step 14

Give a general description of the accident.

15

Allow the insurance company to inspect your vehicle.

Step 15

Allow the insurance company to inspect your vehicle.

16

Cooperate with the insurance company's investigation.

Step 16

Cooperate with the insurance company's investigation.

View as Slideshow

Rate This Guide

★ ★ ★ ★ ☆ 4.5/5
3

Comments (0)

No comments yet. Be the first to share your thoughts!